Introduction to the Bitget Card
[Estimated Reading Time: 6 minutes]
The Bitget Card is a versatile crypto-to-fiat payment solution that empowers users to spend cryptocurrency directly from their Bitget accounts. The card automatically converts your digital assets into fiat currency, enabling seamless transactions at millions of merchants worldwide. With no annual fees, low transaction costs, and generous spending limits, the Bitget Card offers financial flexibility tailored to both casual users and high spenders.
Key Features and Benefits
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No Annual Fee: Save on recurring costs often charged by traditional cards.
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Global Usability: Accepted wherever Visa cards are supported, both online and offline.
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Instant Crypto Conversion: Automatically converts crypto into fiat during purchases or withdrawals.
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Flexible Spending Limits: Monthly limits of up to $3 million for Level 4 cardholders.
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Transparent Fees: Enjoy predictable and competitive rates for transactions and ATM withdrawals.
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Dynamic Card Levels: Earn higher limits and perks as you upgrade your card level.
Fee Schedule
Here’s the full breakdown of the fees associated with the Bitget Card:
| Fee Type | Rate |
| Annual Fee | None |
| Virtual Card Issuance Fee | None |
| First Physical Card Issuance Fee | None |
| Physical Card Reissuance/Replacement Fee | Premium card: $59 Black card: $199 |
| Virtual Card Reissuance/Replacement Fee | $10 |
| Inactivity Fee | $1/month after 12 months of no transactions (12-month period resets once user resumes transactions) |
| Card Cancellation Fee | None |
| Transaction Fee | 0.9% of transaction volume |
| ATM Withdrawal Fee | $0.65 + 2% of transaction volume |
| Chargeback Investigation Fee | 50 USDT |
Spending Limits
The Bitget Card provides tiered limits based on card levels:
| Card Level | Monthly Spending Limit | Spending Limit Per Transaction |
| Level 1 | $300,000 | $10,000 |
| Level 2 | $500,000 | $100,000 |
| Level 3 | $1,500,000 | $500,000 |
| Level 4 | $3,000,000 | Unlimited |
ATM Withdrawal Limits
| Category | Limit |
| Daily Limit | $2,000 |
| Monthly Limit | $10,000 |
| Withdrawal Frequency | Daily: 3 times Monthly: 30 times |
How Card Levels Work
Bitget Cards have four levels, determined by your VIP status and quarterly spending performance.
Card Levels and VIP Status
Your initial card level depends on your Bitget VIP level:
| VIP Level | Card Level |
| 1–2 | Level 1 |
| 3–4 | Level 2 |
| 5–6 | Level 3 |
| 7 | Level 4 |
Card Level Upgrades and Downgrades
Card levels are reviewed quarterly (January 1st, April 1st, July 1st, October 1st). Upgrades and downgrades depend on your spending activity:
| Card Level | Upgrade Conditions | Downgrade Conditions |
| Level 1 | Quarterly spending of $15,000 | N/A |
| Level 2 | Quarterly spending of $30,000 | Quarterly spending less than $15,000 |
| Level 3 | Quarterly spending of $60,000 | Quarterly spending less than $30,000 |
| Level 4 | Quarterly spending of $60,000 (maintained) | Quarterly spending less than $60,000 |
FAQs
1. What are the fees for using the Bitget Card?
Fees include:
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Annual Fee: None.
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ATM Withdrawal Fee: $0.65 + 2% of transaction volume.
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Transaction Fee: 0.9% per transaction.
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Inactivity Fee: $1 per month after 12 months of inactivity.
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Card Replacement Fee: $59 (Premium) or $199 (Black).
2. What are the spending limits for the Bitget Card?
Spending and withdrawal limits depend on your card level:
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Monthly Spending Limits: Up to $3 million (Level 4).
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Transaction Spending Limit: Unlimited for Level 4.
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Daily ATM Withdrawal Limit: $2,000.
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Monthly ATM Withdrawal Limit: $10,000.
3. How do card levels work?
Card levels are determined by your VIP status and quarterly spending performance. Higher spending unlocks higher levels with increased limits and perks.
4. Are there foreign transaction fees?
No, the Bitget Card does not charge foreign transaction fees. However:
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Non-USD transactions are converted to USD using Visa’s exchange rate at the merchant’s settlement date.
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Visa or the issuing bank may apply additional FX fees.
5. Where can I use the Bitget Card?
The Bitget Card is accepted anywhere Visa cards are supported. However, ATM withdrawals are restricted in North Korea, Iran, and Myanmar.
6. How does currency conversion work for non-USD transactions?
Non-USD transactions are automatically converted into USD using Visa’s exchange rate at the time of the merchant’s settlement. This exchange rate may differ slightly from the rate on the transaction date due to fluctuations. Be aware that Visa or the issuing bank may also apply additional FX fees for these conversions.
7. What is the authorization hold, and why does it show a higher amount?
When using your Bitget Card, the authorized amount for a transaction may appear 20% higher than the actual transaction value. This additional amount is a security hold to ensure sufficient funds to cover potential fees or adjustments. The reserved amount will be released back into your Bitget Card balance once the transaction is finalized.
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Apply today and start enjoying seamless crypto-to-fiat payments. For more details, visit the Bitget Card Landing Page.
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