Automatic Treasury Machine PriceATM

RT @SolportTom: @theunipcs @CRYPTOCENASOL Also support CTO teams ( only Launchpad to do so atm) and we take financial risk and holding pai…

Aggressive brainless reply-guying to “farm mindshare” is a much larger problem than ai slop bots Even moreso when it’s “respected” accounts engaging in the behavior - the masses look to “respected” accounts for signaling on how to behave/act online…and the signals they’re getting aren’t very good atm Most of the problems in socialfi are self-inflicted

回看 @solayer_labs 过去大半年做的事情乍一看蛮分散的，从硬件加速链到liquidity staking到真实收益稳定币，再到链上借记卡，俨然一副要搞“大一统金融基础设施”的样子，早已没有了当初高性能layer1的纯粹，该如何看待呢？ 简单来说，Solayer的打法很明确：不做单点突破，布局全栈产品线，直接奔着Solana生态的“金融操作系统”去了，以实现底层技术到终端消费的闭环。 sSOL liquidity staking+sUSD收益稳定币+InfiniSVM高性能TPS链+Emerald借记卡，这四大产品线看似八杆子打不着，但却覆盖了从infra布局、资产增值到支付消费的完整链条。 1）有意思的是， $sUSD 这个设计，基于短期美债的真实收益稳定币，4%的T-bill收益直接打在了USDC这类“躺平”稳定币的七寸上。 我之前也写文分享过收益稳定币的庞大市场空间。 $sUSD ，3个月就达到了$32M的TVL也侧面佐证了这一判断。这种把传统金融固收产品包装成链上原生资产的思路，可以为Crypto世界带来真实的、可持续的收益来源，很契合当前TradiFi+DeFi融合阶段的市场需要。 2）号称100万+TPS的性能突破乍一听有点唬人，但不拘泥于数字，这背后硬件加速+SVM兼容的infiniSVM扩展解决方案很有服务于未来的“超级链”即视感。 之前写文也重复强调过这一点，尽管Solana主网具备的4,000左右TPS在大部分应用场景下都够用了，但若服务于未来高频DeFi交互、专业链上游戏、高频套利MEV、即时支付等对延迟极度敏感的场景时，infiniSVM对性能的极致追求就派上用场了，这和Sonic SVM专攻游戏场景时类似的思路。 但基础infra究竟是性能过剩，还是性能不足，需要等待进一步的市场验证，要有足够多的开发者和各类高频应用场景落地才行。 3） $sSOL 的设计也比较不错，巧妙之处在于构建了一套质押+再质押的双重收益机制。用户质押SOL获得 $sSOL 后，这些 $sSOL 还会被自动restaking到InfiniSVM网络中提供安全验证服务，形成SOL原生收益+Solayer生态激励的叠加效应。 事实上，这种叠加收益效应的设计会非常吸金，已经有仅30万用户和超5亿美金的TVL，为 $sSOL 提供了不错的DeFi可组合性。 4）提到“链上借记卡”倒不是个特别新鲜的概念，不过Emerald card的差异化在于深度整合了Solayer自家的生息资产，这意味着用户在消费过程还能保持原本的收益体验。 想象一下，用户把资金放在 $sUSD 里生息，需要消费时直接刷卡，有种“边花钱边赚钱”的体验感。整个过程资产都在链上可追溯，收益还在持续累积。而且，Emerald card还有100+国家覆盖、ATM提现支持、Apple/Google Pay兼容等等基本配置，会有较快的覆盖渗透速度。看越来越多的博主分享借记卡使用体验就是例证。 以上。 整体来说，Solayer采取了四位一体的全栈战略型产品线发展，试图打造一个闭环的金融消费生态系统。相比单纯的高性能公链叙事，这套金融操作系统的定位确实增加了不少想象空间。 但无论如何，InfiniSVM才是Solayer发展的核心主线，只有这条硬件加速链的生态真正盘活了，其他已布局的产品线才能获得相应的协同增益效应。

What's the best hardware wallet atm? Security + good UX is a must Time to retire my 5 year old ledger Shill me

The California Department of Financial Protection and Innovation (DFPI) announced today that it has entered into a consent order with Seattle-based Coinme, Inc. This marks the first enforcement action under the state’s Digital Financial Assets Law (DFAL). Coinme, which operates crypto kiosks in grocery and convenience stores across California, was found to have violated DFAL’s daily transaction limit by allowing customers to exchange or withdraw more than $1,000 per day. The DFPI investigation also revealed that Coinme failed to provide required disclosures on customer receipts. Under the terms of the consent order, Coinme has agreed to pay a $300,000 penalty, including $51,700 in restitution to an elderly California resident impacted by the violations. According to the official press release by DFPI, the company will also implement compliance measures to prevent future infractions. In a statement, DFPI Commissioner KC Mohseni said “This enforcement action should send a strong message to kiosk operators that California means business when it requires digital asset companies to follow the rules that help prevent scammers from taking advantage of unsuspecting Californians.” Fraud losses linked to crypto kiosks surged nearly tenfold between 2020 and 2023, as per the FTC’s report last September. The FBI recorded $247 million in kiosk-related losses in 2024. It noted a 99% rise in complaints from the previous year. Both agencies warn that these scams have disproportionately harmed older Americans, with the FTC revealing that those aged 60 and above were over three times more likely than younger adults to report a loss through a crypto kiosk. In response, California enacted the DFAL in 2023 to regulate kiosk operators and reduce these risks. Other states taking action include Illinois. In early June, the lawmakers of the state sent a bill to Gov. JB Pritzker, who had advocated for such measures earlier this year. Vermont also enacted regulations in May that set daily transaction limits on crypto kiosks to curb victim losses, while Nebraska implemented a law in March requiring crypto ATM operators to obtain licenses.