Billionaire Predicts Stablecoins Will Disrupt Visa and Mastercard in 2025

Renowned iinvestor Chamath Palihapitiya believes that stablecoins are set to become the standout financial innovation of the year, reshaping the way transactions are conducted globally.

In a recent episode of the All-In Podcast, Palihapitiya highlighted how stablecoins have transitioned from being closely tied to the crypto market’s volatility to becoming reliable tools for large-scale financial operations.

He pointed to data from 2024 that revealed the transformative scale of stablecoin adoption. By the second quarter, stablecoins had facilitated over $8.5 trillion in transaction volume across 1.1 billion transactions—more than double Visa’s performance during the same timeframe. Palihapitiya described this shift as a pivotal moment, suggesting that stablecoins have passed a threshold where their role in the financial ecosystem is no longer experimental but essential.

Unlike previous years where Bitcoin dominated headlines, Palihapitiya sees 2025 as the year stablecoins take center stage, challenging the established dominance of payment giants like Visa and Mastercard. He highlighted their growing use in practical, business-oriented applications and predicted they will unlock entirely new opportunities for financial innovation.

Looking ahead, Palihapitiya foresees explosive growth in the stablecoin market, predicting its size could multiply several times over by the end of the year. He also speculated that the incoming Trump administration might take action against the high fees imposed by traditional credit card companies, a move that could further accelerate the shift toward stablecoin adoption. According to Palihapitiya, this year will mark a turning point in how global transactions are handled, with stablecoins leading the charge.