Ціна IQIQ

My homie just asked chatgpt to estimate her IQ and it said 130-140. Curious I asked mine to estimate it and it also guessed 130-145. I wonder if chatgpt is coded to glaze. You guys should ask your instances to guess your IQ and see what it says

Im sorry most of you are too IQ to understand and love rustlang. Guess you should eat more vegetables and stuff . Have fun with your memory issues 🫡

The good thing about Vance is that his IQ is very high. Obviously this matters.

RT @ItIsHoeMath: Trump should executive order IQ requirements for the Supreme Court. i'm sure there's plenty of room for whoever doesn't ma…

From Courtroom Drama to Capital Inflow: XRP Stands at a Pivotal Juncture, Driven by Key Legal, Financial, and Technological Developments. The journey of XRP, the digital asset central to Ripple's global payment solutions, has consistently been a saga of resilience and relentless development. After enduring years shadowed by a high-stakes legal battle and periods of intense market consolidation, XRP is now undeniably in the spotlight, propelled by a convergence of critical legal updates, groundbreaking ETF launches, and continuous expansion within its core ecosystem. Currently trading around $2.10 - $2.12 USD (as of June 27, 2025), having seen a slight dip in the last 24 hours following a key legal decision, the question on every investor's mind is: how will these multifaceted developments shape XRP's trajectory in the immediate future and beyond? Let's delve into the latest headlines that are setting the stage for XRP's next transformative chapter. 1. The SEC Lawsuit: A Twist in the Tale, But Optimism Endures The protracted legal dispute between Ripple Labs and the U.S. Securities and Exchange Commission (SEC) has been the single most significant factor influencing XRP's price and market sentiment. While Judge Analisa Torres's landmark July 2023 ruling that XRP is not a security for programmatic sales provided crucial clarity, the broader case has continued, maintaining an overhang of uncertainty. The last 24 hours brought a significant, albeit expected, twist. Joint Motion Denied: In a pivotal development on June 26, 2025, Judge Analisa Torres denied the second joint motion filed by Ripple and the SEC. This motion sought an "indicative ruling" to both lift the injunction prohibiting Ripple from selling XRP to institutional investors and reduce the proposed penalty from $125 million to $50 million. The judge reportedly stated that the parties "had not come close" to justifying the settlement, emphasizing that the public interest in securities enforcement outweighs private settlement agreements. This means the injunction on institutional sales remains in place for now, and the penalty amount is still unsettled. Implications of the Denial: While this decision might seem like a setback, many legal analysts view it as a procedural formality rather than a fundamental blow to Ripple's overall case. The core victory—that XRP itself is not a security in secondary market sales—remains unchallenged. Ripple's Chief Legal Officer, Stuart Alderoty, quickly affirmed on social media that XRP's legal status remains unchanged, and it's "business as usual." The denial effectively means the case is now more likely to proceed back to the U.S. Court of Appeals for the Second Circuit for the SEC's appeal and Ripple's cross-appeal, unless a new settlement is reached. 60-Day Appeal Pause: The 60-day pause on the SEC's appeal and Ripple's cross-appeal until August 15, 2025, remains critical. This period still offers a window for a potential broader settlement, or for the appellate process to clarify the path forward. Despite the recent denial of the joint motion, market optimism for a favorable long-term resolution, driven by the core programmatic sales ruling, largely endures. The legal saga continues, but the market's underlying confidence in XRP's long-term regulatory clarity persists, viewing this as a temporary procedural hurdle rather than a definitive reversal. 2. XRP ETFs: Accelerating Institutional Access and Mainstream Validation Even as legal processes unfold, the momentum for XRP Exchange-Traded Funds (ETFs) is undeniably building, signaling a new era of institutional accessibility for the digital asset. Canadian Pioneering ETFs: On June 18, 2025, Canada, a consistent trailblazer in crypto regulation, officially launched the first XRP ETFs in North America. The 3iQ XRP ETF (XRPQ, XRPQ.U) and the Evolve XRP ETF began trading on the Toronto Stock Exchange (TSX). The 3iQ XRP ETF, notably, quickly amassed over C$32 million in assets under management (AUM) within just three days, demonstrating robust investor demand. Ripple Labs itself is an early investor in the 3iQ fund, underscoring its strategic commitment to fostering regulated institutional access. High Stakes for US Spot XRP ETFs: The primary focus remains on the approval of Spot XRP ETFs in the United States, given the sheer scale of the US financial market. Bloomberg ETF analysts James Seyffart and Eric Balchunas maintain their high probability of a US Spot XRP ETF approval, setting the odds at 95%. Multiple major asset managers, including Franklin Templeton, Grayscale, Bitwise, 21Shares, and WisdomTree, have active applications with the SEC. Decision Deadlines & SEC Engagement: While Franklin Templeton's decision was recently delayed, the final verdict for their application is now anticipated around September 9, 2025 (or October 2025, depending on procedural extensions). The SEC's increasing engagement with crypto ETF filings and its evolving stance, particularly after the Bitcoin ETF approvals, suggest a path forward. Transformative Impact: An ETF approval in the US would be a monumental catalyst. It would unlock billions in institutional capital, dramatically enhance XRP's liquidity, and provide significant legitimization, solidifying XRP's position as a mainstream investment vehicle. These ETF developments are crucial bridges between traditional finance and the crypto market, promising to reshape XRP's investment landscape. 3. Robust Ecosystem Growth and Real-World Utility (XRPL) Beyond legal battles and investment products, the underlying utility and ecosystem of the XRP Ledger (XRPL) continue to expand at a rapid pace, strengthening XRP's fundamental value proposition. XRPL v2.5.0 Upgrade: RippleX recently rolled out XRPL version 2.5.0, introducing key enhancements such as TokenEscrow for trustline-based tokens and a Batch feature for grouping transactions. These upgrades boost the ledger's efficiency and functionality for developers. Ripple Apex 2025 Summit Revelations: The recent Ripple Apex 2025 summit (June 10-12) highlighted several significant advancements: New Stablecoin Integrations: Five new stablecoins debuted on the XRPL, including RLUSD (Ripple's own stablecoin), USDC, XSGD, EURØP, and USDB. The integration of RLUSD is particularly strategic for cross-border settlements. Tokenized Treasuries: The spotlight on Guggenheim Treasury Services integrating with XRPL expanded the protocol's offerings for institutional-grade Real World Assets (RWAs). Strategic Partnerships: Ripple announced a pivotal partnership with Wormhole to launch an XRPL EVM Sidechain. This groundbreaking move enables multi-chain asset transfers, enhancing interoperability and significantly expanding XRPL's DeFi capabilities, allowing seamless interaction with Ethereum Virtual Machine (EVM)-compatible networks. This is a major step towards broader ecosystem connectivity. Global Collaborations: Further collaborations, like with Japan's Web3 Salon (backed by JETRO and Ripple's Japan & Korea Fund), aim to foster blockchain startups building on XRPL. US Federal Reserve Policy Shift: A significant policy adjustment by the US Federal Reserve, removing "reputational risk" from banking supervision rules, could enable more US banks to confidently adopt Ripple's blockchain solutions. This shift allows banks to assess actual financial risk, potentially boosting XRP's utility in real-world payment flows. Institutional Dominance: Data consistently shows that the top 100 XRP addresses hold a commanding 70% of the circulating supply. This high concentration in institutional or long-term holder hands indicates strong conviction and stability, positioning XRP as the 3rd largest cryptocurrency by market capitalization (currently around $128-130 billion). These continuous innovations and strategic partnerships underscore Ripple's commitment to building out the XRPL's utility, attracting enterprises, and integrating with traditional finance, which are crucial for XRP's long-term, sustainable growth. Conclusion: A New Chapter Unfolding for XRP XRP is undeniably navigating one of its most pivotal periods. While the immediate denial of the latest joint motion with the SEC introduces a procedural delay, the underlying optimism for a favorable legal resolution, particularly concerning institutional sales, remains strong. This legal clarity, combined with the successful launch of XRP ETFs in Canada and the mounting anticipation for US approvals, signals a transformative era for institutional capital inflow. Simultaneously, the continuous expansion of the XRP Ledger's ecosystem—through strategic partnerships, protocol upgrades, stablecoin integrations, and increased institutional adoption—is solidifying XRP's fundamental value. These multifaceted developments paint a compelling picture of XRP's trajectory, moving it beyond a project burdened by legal uncertainty towards one poised for potentially widespread mainstream integration and adoption in the global financial landscape. Investors will be closely watching the coming weeks and months, as these pivotal events could very well mark the beginning of a new, more expansive chapter for XRP. Disclaimer: This article is for informational purposes only and does not constitute financial advice. Cryptocurrency investments carry a high level of risk and volatility. Always conduct your own research (DYOR) and consult a professional financial advisor before making any investment decisions.